Certification

IIBF DRA Exam Information 2026

A complete guide to the IIBF Debt Recovery Agent certification — eligibility, training, syllabus, exam pattern and useful links, in one place.

Exam Overview

Certifying Body: Indian Institute of Banking & Finance (IIBF)
Course Title: Debt Recovery Agent (DRA) Examination
Exam Cycle: Held monthly
How to Apply: Fully online registration and assessment

Eligibility Criteria

Must hold Indian citizenship
Minimum age of 18 years
At least a 10th-standard pass certificate

Documents You'll Need

Aadhaar Card
PAN Card
A recent passport-size photograph
Scanned signature
Active email ID and mobile number
10th, 12th or graduation mark sheet

Training Details

Training Fee: ₹4,000 + 18% GST
Enrol at: iibf.org.in
Available in: English and Hindi
Duration: 100 hours for undergraduate candidates, 50 hours for graduates

Exam Syllabus

Module A: Fundamentals of banking
Module B: Overview of banking products and the legal side of recovery
Module C: A recovery agent's role, plus soft-skills training
Module D: Supplementary reading on NBFCs

Exam Pattern

Step 1: Complete the training and obtain your training certificate first
Final Exam Mode: Online, computer-based test at a designated centre
Question Type: Multiple Choice Questions (MCQ)
Total Questions: 100
Total Marks: 100
Time Duration: 120 minutes
Negative Marking: None
Passing Marks: 50 (50%)
Exam Fee: ₹1,200 + GST

Important Links

IIBF Official Website Training / Exam Registration Help Admit Card & Certificate Support

Study Support

Get Exam-Ready With Guided Support

We can help you prepare for the IIBF DRA exam with structured guidance and practice material.

What You'll Get

Guidance across all 4 syllabus modules
Practice with mock-test style questions modelled on the real exam
Support available in English and Hindi
Dedicated WhatsApp & email assistance

Why Choose Us?

Focused, exam-oriented guidance
An experienced support team behind every query
Fast turnaround on your questions
A simple, easy-to-follow study approach

Engaged as a Recovery Agent for a Bank or NBFC?

We can guide you through DRA certification alongside our Banking Facilitation services.

Banking Facilitation Services Get In Touch

Support

Contact Support

WhatsApp Support

+91 98765 43210

Email Support

info@amitonlineservices.com