IC Course — Insurance Agent Licensing

Course Overview

• Conducting Body: Insurance Institute of India, on behalf of IRDAI
• The IC-38 exam is the mandatory pre-licensing test for insurance agents
• Requires completion of prescribed pre-licensing training hours before the exam
• Mode: Online, computer-based test

Eligibility Criteria

• Indian citizen
• Minimum age: 18 years
• Minimum qualification: 10th pass (varies by insurer/state)
• Completion of IRDAI-prescribed pre-licensing training

• Insurance fundamentals and principles
• Life and general insurance products
• Policy servicing and claims basics

• IRDAI regulations and agent code of conduct
• Ethical selling practices
• Customer disclosure requirements